(205) 578-2097 sam@afslife.com

Foods Can Raise Your Life Insurance Premiums

Would you be surprised to know that food can raise your life premiums? My beloved cheeseburger made the list… Great read from Marketwatch on 5 foods that will raise your life insurance rates. Quick Takeaway: 1. If you’re needing to re-up your coverage...
HOW UNDERWRITING AFFECTS YOUR TERM LIFE INSURANCE

HOW UNDERWRITING AFFECTS YOUR TERM LIFE INSURANCE

Because not all life insurance companies are the same. One of the misconceptions that I deal from time to time deals with life insurance companies and  underwriting. All too often people assume that life insurance companies are all alike. I had a recent client mention...
CONFUSED ABOUT TERM LIFE INSURANCE?

CONFUSED ABOUT TERM LIFE INSURANCE?

IF YOU’RE CONFUSED ABOUT TERM LIFE INSURANCE — YOU’RE IN THE RIGHT PLACE! If you are confused about term life insurance, don’t be alarmed. If you’re new to life insurance or you’re researching this for the first time, you’re not alone. But...
Don’t Be An Ostrich: Talk About Your Life Insurance

Don’t Be An Ostrich: Talk About Your Life Insurance

I doubt that ostriches truly stick their head in the sand as a defense mechanism but I find the statistic all too true. There are many people who will not sit down with me because invariably the life insurance discussion will involve death. Why? They’re afraid...
8 Things You Absolutely Must Know About Life Insurance

8 Things You Absolutely Must Know About Life Insurance

I’m the first to admit that insurance companies and agents alike, in an attempt to provide numerous choices and options to simplify the life insurance buying process, have more often than not complicated life insurance. Its human nature really — if you put me in...
This Week’s, SPIKING THE BALL

This Week’s, SPIKING THE BALL

I’m starting a new series that I’d like to call, “spiking the ball.” Each week, I’d like to cover some notable cases and clear wins. This week’s big win was Robert, age 48. I met Robert at O’Henry’s in Homewood. He had just left his insurance agent’s office and...