HOW UNDERWRITING AFFECTS YOUR TERM LIFE INSURANCE

HOW UNDERWRITING AFFECTS YOUR TERM LIFE INSURANCE

Because not all life insurance companies are the same. One of the misconceptions that I deal from time to time deals with life insurance companies and  underwriting. All too often people assume that life insurance companies are all alike. I had a recent client mention...
8 Things You Absolutely Must Know About Life Insurance

8 Things You Absolutely Must Know About Life Insurance

I’m the first to admit that insurance companies and agents alike, in an attempt to provide numerous choices and options to simplify the life insurance buying process, have more often than not complicated life insurance. Its human nature really — if you put me in...
Getting Retirement Ready with Life Insurance

Getting Retirement Ready with Life Insurance

Insurance can be a great way to diversify those assets, save for retirement, and pay for health care related expenses in your golden years.  I came across a great article on using life insurance as a means of wealth accumulation from American General. With so many...

Is Your Life Insurance with the Same Company as Your Car?

Part I It’s time to rethink bundling your life insurance with your home and auto. Over the years, I’ve made it a point to educate people in Birmingham and Alabama on what makes a good life insurance company. Things like financial strength, aggressive underwriting, and...